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FAQ
A mortgage is a loan given to enable you to purchase a property for residential, investment or commercial purposes. The loan is secured by the lender against the property you purchase. A mortgage is repaid in monthly installments to the lender, which normally includes a rate of interest/profit and an amount towards the original amount borrowed.
In the UAE there are many types of mortgage products available, below are some of the main types:- Residential mortgages
- Investment mortgages
- Non-resident mortgages
- Commercial mortgages
- Rent only mortgages
- Fixed and floating rate mortgages
- Offset mortgages
- Interest only mortgages
- Fixed payment mortgages
- Land and construction mortgages
- 15% for UAE nationals
- 20% for Expat residents
- 25% for UAE nationals
- 30% for Expat residents
- Your lifestyle
- The type of property you want to buy
- The loan amount you need
- The cash deposit amount you can manage to pay
YOUAE Mortgages allows you to be confident of your mortgage decisions while providing insightful expert advice along the way.
We’re available 7 days a week which means we’re there when you need a fast approval or simply a quick response to your questions. If you want a quick, convenient way to get a mortgage while ensuring you’re receiving the best advice as a UAE expat or overseas resident, you should give YOUAE Mortgages a go.We take the protection of your personal information very seriously. We use 256-bit SSL/TLS encryption for storing and accessing your documents. i.e. it’s locked down like the prison of Azkaban.
We also won’t sell your data or use it for anything other than what’s stated in our Privacy Policy.You can start the process to purchase a property here, or you can start here if it’s a refinance.
We are also available for in-person appointments or video calls, book a meeting online to arrange one. Otherwise, feel free to give us a call on 058-59-YOUAE (96823) during office hours or strike up a conversation with our chatbot 24 hours 7 days a week.