The precise way to finance a home in the UAE.
Residential, non-resident, commercial and Islamic mortgages — compared across every major UAE lender and arranged end to end. You get the right rate; we handle the rest.
- Every major UAE lender
- Non-resident specialists
- No-obligation advice
Experience and numbers that mean something.
Decades of combined UAE mortgage advisory across our team.
Rated 5.0 by homebuyers for honest, consistent guidance.
Guided from first consultation to final disbursement.
A whole-of-market panel of UAE lenders behind every case.
One broker, every kind of UAE mortgage.
Buy your home, compared across every major UAE lender and matched to your income and residency.
Explore → Non-ResidentFinance UAE property from abroad with minimal documentation and specialist lenders.
Explore → Buyout / RefinanceSwitch your mortgage to a sharper rate, or release equity from your property.
Explore → CommercialOffices, retail and investment assets — up to AED 10M, structured around the deal.
Explore → OffsetLink your savings to your loan and pay interest only on the difference.
Explore → Interest-OnlyLower monthly payments for a set period, with a clear repayment plan.
Explore → Rent-OnlyGet onto the UAE property ladder with a route built for renters.
Explore → Land & ConstructionFinance a plot and the home you build on it, end to end.
Explore →Not sure which fits? Talk to an advisor — we’ll point you to the right mortgage, free.
You could be overpaying. A buyout can fix that.
If your rate was set a couple of years ago, switching your mortgage to another bank could cut your monthly payment — or let you release equity from your property. We run the full cost-benefit for you, free, and only recommend it if it genuinely saves you money.
- Lower your rateCut your monthly payment when you switch lender.
- Release equityBorrow against your property's increased value.
- We do the mathsFull saving-after-fees calculation before you commit.
Independent advice that works for you.
We get tough loans approved
Self-employed, irregular income, or turned down before? We place cases other brokers can’t.
Whole-of-market access
Every major UAE bank plus specialist lenders, compared side by side — not one bank’s shelf.
Non-resident specialists
Finance UAE property from abroad with minimal paperwork and a clear, remote-friendly process.
One dedicated advisor
A single point of contact from your first call through to your keys — no call-centre handoffs.
We act in your interest
Independent advice. We’re paid to find your best outcome, not to sell a particular lender.
A managed, faster process
Pre-approval, valuation and paperwork handled for you, so approvals move quickly.
From first question to front-door keys.
- 01
Understand your goal
A short conversation about the property, your income and your residency status.
- 02
Assess your borrowing
We calculate what you can realistically borrow and exactly what it will cost.
- 03
Find the right loan
We compare every major UAE bank and bring you the sharpest fit — not just the lowest headline rate.
- 04
Secure your approval
We manage the paperwork, valuation and lender all the way to your keys.
Rated 5.0 by homebuyers across the UAE.
Perfect support and arrangements during the deal, and seamless coordination between all parties. A genuinely great experience with Yash and the team.
YOUAE Mortgages was a great choice. My agent was extremely helpful and fast, and the whole process was very smooth. Highly recommend.
Yash helped us buy our first home and we are so grateful for the prompt service and professional attitude. Would definitely recommend.
They found me the best product based on my situation. Highly experienced and I would strongly recommend the company.
From the very beginning everything was crystal clear — the fastest approvals and the best mortgage suggestions I could have asked for.
My credit history was one of many hurdles, but the team was amazing throughout. “Thank you” is an absolute understatement.
Perfect support and arrangements during the deal, and seamless coordination between all parties. A genuinely great experience with Yash and the team.
YOUAE Mortgages was a great choice. My agent was extremely helpful and fast, and the whole process was very smooth. Highly recommend.
Yash helped us buy our first home and we are so grateful for the prompt service and professional attitude. Would definitely recommend.
They found me the best product based on my situation. Highly experienced and I would strongly recommend the company.
From the very beginning everything was crystal clear — the fastest approvals and the best mortgage suggestions I could have asked for.
My credit history was one of many hurdles, but the team was amazing throughout. “Thank you” is an absolute understatement.
UAE media turns to us for mortgage insight.
YOUAE Mortgages introduces Mr Mortgage — the UAE’s first mortgage AI avatar
Read article → Khaleej TimesIn conversation with Yash Trivedi, Founder & CEO of YOUAE Mortgages
Read article → The NationalUAE home ownership now affordable for residents earning up to Dh20,000 a month
Read article → Yahoo FinanceYOUAE Mortgages launches its UAE mortgage calculator
Read article → Gulf NewsAre mortgages getting tougher for Dubai property buyers?
Read article → The NationalUAE property mortgages: the fees buyers need to know
Read article →Meet the experts behind YOUAE Mortgages.
Founder and CEO, with 15+ years in wealth management and UAE mortgages — including senior roles at HSBC and Mashreq.
Read profile →
Managing Director and Partner, driving YOUAE's service standards and its end-to-end, trust-led client experience.
Read profile →
Seasoned mortgage specialist with deep bank-side experience across RAKBANK, Standard Chartered, HDFC Bank and FAB Properties.
Read profile →Speak to a UAE mortgage specialist.
Free, no-obligation advice. We compare every major lender and manage the process end to end.