800 MORTGAGES Toll free in the UAE Calling from outside the UAE? +971 58 599 6823
By nationality

UAE mortgages, by where you're from.

The lending rules are the same for everyone — up to 80% loan-to-value on a first home as a UAE resident, 50–75% as a non-resident. What differs is which banks are comfortable with your passport, your income documents and your source of funds. These guides set out what to expect, and we check current lender appetite before you apply.

Not listed? The process is the same whatever your nationality — talk to an advisor and we'll tell you which lenders are realistic for your profile. See also non-resident mortgages.