This month's sharpest UAE mortgage rates
The lowest rates we can currently place across our lender panel. Indicative, for well-qualified applicants, and subject to status and UAE Central Bank rules — but a genuine read on where the market is right now.
0.70% + 3-month EIBOR, tracking the benchmark for the life of the loan.
Your rate is this margin plus 3-month EIBOR at each reset, so the payment moves with the benchmark.
Enquire about this rate →Fixed for the first year, then reverts to a variable rate.
Enquire about this rate →Fixed for three years — certainty against rate movement while you settle in.
Enquire about this rate →Switching your mortgage? Get up to AED 12,500 back
For a limited time, buyout (mortgage transfer) clients get their switching costs refunded: the AED 10,000 early-settlement penalty your current bank charges, plus AED 2,500 for the new valuation — up to AED 12,500 cashback, paid within 90 days of a successful mortgage transfer.
See if a buyout pays off →- AED 10,000Early-settlement penalty refunded
- AED 2,500New valuation fee refunded
- 90 daysRefunded after a successful transfer
Rates are indicative, for well-qualified applicants, and subject to status, property and UAE Central Bank rules. The rate you are offered depends on your profile, loan-to-value and the lender. Model a payment with the mortgage calculator, or ask us to confirm your exact rate across every UAE bank.
Want one of these rates?
Tell us a little about what you are buying and we will confirm which of these you actually qualify for — across our whole lender panel, not just the headline. No fee to you, no obligation.
- We check every major UAE bank for your profile
- An advisor calls you back, usually the same day
- Rated 5.0 on Google by 150+ clients
Claim this month's rate
One short call. No credit check at this stage.